Mubarakdeals.com Payment Policy: Secure and Streamlined Transactions
At Mubarakdeals.com, we understand the importance of secure and convenient payment options for a seamless online shopping experience. This Payment Policy outlines the methods available for both buyers and sellers to ensure smooth financial transactions on our platform.
For Buyers: Safeguarding Your Financial Information
Mubarakdeals.com prioritizes your financial security. We employ industry-standard security measures to protect your sensitive payment information throughout the transaction process. Here’s a breakdown of the secure payment methods you can utilize:
- Credit Cards: We accept payments from major credit card providers, including Visa, Mastercard, and American Express. All transactions are encrypted using Secure Sockets Layer (SSL) technology to safeguard your card details.
- Debit Cards: You can conveniently use most debit cards with a Visa or Mastercard logo for your purchases on Mubarakdeals.com. Similar to credit cards, debit card transactions benefit from SSL encryption for enhanced security.
- Cash on Delivery (COD): This payment option allows you to pay for your order in cash upon delivery by the courier company. While convenient, COD may involve a small additional fee depending on your location.
Payment Processing and Order Confirmation
- Regardless of your chosen payment method, the total order amount, including the product price, any applicable taxes, and shipping fees, will be clearly displayed before checkout.
- Once you confirm your order and select your preferred payment method, Mubarakdeals.com will securely process your payment.
- Upon successful payment processing, you will receive a confirmation email with your order details. This email serves as a receipt and includes your order number, product information, billing and shipping addresses, and chosen payment method.
Additional Buyer Payment Information
- Prepaid vs. COD Orders: Mubarakdeals.com offers different remittance cycles for prepaid and COD orders. For prepaid orders, the seller receives payment within 7 days of delivery (assuming no return is initiated by you). For COD orders, the seller receives payment within 16 days of delivery (assuming no return is initiated).
- International Transactions: If you are making a purchase from outside India, your bank may apply additional foreign transaction fees. Please contact your bank for more information on any applicable charges.
- Promotional Codes and Discounts: Mubarakdeals.com may offer promotional codes and discounts from time to time. These codes can be applied during checkout to reduce your order total. Ensure you carefully read the terms and conditions associated with any promotional codes before using them.
For Sellers: Transparent Commission Structure and Timely Payments
As a seller on Mubarakdeals.com, you can rest assured that you’ll receive your earnings promptly and transparently. Here’s an overview of the payment process for sellers:
- Commission and Fees: You will pay a commission fee + 18% GST on the sale price for each fulfilled transaction. This fee is deducted from your seller wallet once you accept an order.
- Optional Shipping Service: Mubarakdeals.com offers an optional flat-rate shipping service at Rs. 70 (inclusive of GST) per 0.5 kg. If you choose this service, the associated fee will be deducted from your seller wallet.
- Transaction Charges: A transaction charge applies to all prepaid and COD orders. This charge covers the cost of processing your buyer’s payment.
Earnings and Remittance
- Your earnings consist of the sale price minus the aforementioned commission, transaction charges, shipping fees (if applicable), and GST on the commission.
- Mubarakdeals.com uses a transparent remittance cycle to ensure timely payments are sent to your registered bank account.
- For prepaid orders: payment within 7 days of delivery (assuming no return is initiated by the buyer).
- For COD orders: payment within 16 days of delivery (assuming no return is initiated by the buyer).
- Mubarakdeals reserves the right to hold remittance for security purposes. In such instances, you may be required to complete additional verification steps to ensure the legitimacy of the transaction.
Seller Account Management and Payment Tracking
- Your seller account dashboard provides a central hub for managing your earnings and tracking your order fulfillment status.
- You can view detailed information about each transaction, including the order amount, commission deducted, and the remaining balance in your seller wallet.
- This user-friendly interface allows you to monitor your earnings and request payouts to your registered bank account whenever your balance reaches a certain threshold (as defined by Mubarakdeals.com).
Dispute Resolution and Payment Support
Mubarakdeals.com is committed to providing a smooth and secure payment experience for all users. In the unlikely event of a payment-related issue, we have measures in place to facilitate a fair resolution:
- Order Cancellation and Refunds: If an order is canceled before shipment, a full refund will be issued